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SPICETRADESG HOLDINGS is the investment arm of our business. Under the leadership of our Chief Executive Mr Alvyn Chia who is himself an acclaimed investor turned millionaire when he was 26, SPICETRADESG HOLDING currently owns properties globally and private equity in large Multi National Firms worldwide. Our focus and strategy in investment comes solely in 3 asset classes that was determined a decade ago when we began buying our first shares in listed companies. In the following segments we will explain our investment strategy.
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Our first asset class that we have always given priority over others is energy. We own shares in large oil companies like Exxon Mobile, Keppel Corporation and Sembawang Corp. Why we choose oil is anyone's guess. The world in the 21st century is heavily industrialised and everyone desires prosperity and consumes energy heavily in the form of their cars and air cons. Every nation in this world has spent the last century building energy infrastructure to consume oil. If the oil industry ever collapse, every other companies on earth from the largest to the smallest will also collapse. Every industry from medical to beauty requires energy. Without oil every industry will collapse when air cons, computers and vehicles fail to function and serve their purposes. Oil will always remain a huge investment choice for our firm.
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Another key priority in our investments is the need to invest only in companies paying cash returns to their shareholders. Companies that do not provide cashflow are not attractive to us. It is from the cashflow recycling that we have managed to buy more and more assets. Good money producing assets that points us towards REITs and Trust which have aligned purpose of distributing cash to our shareholders.
When i was a child, my dad used to whine about how he regretted investing in Uncle Bobs (his brother's) restaurant. Its not for the fact that the restaurant was losing money, in fact the business there was so impressive that it has been featured extensively for its taste and cuisine. Uncle bob owns 80% and my daddy owned the last 20%. Despite the fact uncle Bob was getting richer and even bought himself a new car and home, daddy had never received a cent of dividend despite huge reassurance and reports from the business management information system about the growing number of repeat customers. Such investments are not and will never be part of our business, when we invest we expect to be paid. In cash. |
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Property Investments are the final and integral part of our portfolio. Properties like condominiums and Villas are leased to our clients and use for the duration of their stay. They pay a special price on the rental. Income received is treated as income and will be distributed amongst our shareholders.
We have 4 main investment plans that anyone keen on making some good returns on their money is welcome to participate in. All investments involving time frame interest lending is capital guaranteed so long as the lock in time frame has expired. Breaking a time lock deposit will result in a forfeiture of 9% of capital. 91% is immediately refundable and guaranteed from any further cost or risk 1. 90 day or Quarterly lock cash investment programme. (QLC) This is a simple program for any normal investor. An investor an choose any sum he is comfortable with and deposit it with our firm. (generally most crowdfunding people online buys $100 to $10,000 of the QLC) Our firm will acknowledge that we now owe him eg. $100. At the expiry of 90 days or the end of the quarter with no questions asked we will return him his capital of $100 + 0.75% for each quarter he invest. If he had invested for a period of 3 quarters (270 days), he will receive $100 + 2.25% or $102.50. Annualised this form of investment pays our clients an interest of 3%. The only catch is that if an investor withdraws his money before maturity, he will get ZERO % interest and lose 9% of the capital in contract breach. The remainder 91% of his capital is refundable immediately and guaranteed. |
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2. 365 day or the Yearly lock cash investment programme (YLC)
Works exactly like the QLC above. Except this deals with a longer term maturity. Thus driving up returns. The current rate of returns for a FULL YEAR is a 3.3% returns. Comparatively this represents a 10% greater amount of interest compared to the QLC. 3. 30 DAY Or Monthly lock cash Program (MLC) Each month or 30 day block will bring about an interest payout of 0.20% a month. Annualised a year investing under this program will yield you 2.4% annually. This is almost equivalent to the amount CPF is paying Singaporeans.(CPF = 2.5% per annum). Do note that compounding has not yet been calculated. |
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4. Ordinary shares in SpicetradeSg Holdings
Each share is generally $1 in value. A share is legally a freehold licence and recognised as one unit of a share in the overall business. Each share entitles the shareholder to receive a dividend if applicable at the end of each quarter. A profit must be derived and no losses incurred by the investments that quarter. Generally each quarter pays the shareholder between 0.5% to 3% depending on the growth of our business. Capital is Guaranteed only if at least one year have elapsed and if the shares are fully paid up. |